Tutkat / Grants Radar
OpenFor businessUpdated 6.10.2026

All grants and application periods in one place.

In October 2026 the following are open to companies: Business Finland's Sprint grant (continuous call), the Western Finland Vitality Centre's ReArm call until 31.10., and the EU's EIC Accelerator, whose next deadline for full applications is 4.11.2026. The Finnish Cultural Foundation's only annual call is 15.–30.10.2026. Competition is tough: the Vitality Centres' spring R&D call received applications for 27 million € when 5 million € was available.

Grants Radartukitutka.fi

Grants Radar gathers business grants, foundation awards and funding calls, with their application deadlines, in one place. Subscribe to receive the roundup by email.

For whom
  • SMEs, associations and clubs
Situation now

Grants Radar in numbers

Business Finland funding 20251 097 million €Granted in total in 2025, of which R&D funding €695 million (Business Finland 18.3.2026)
R&D authorisation 2027 (proposal)€799 millionBusiness Finland's grant authorisation, +€175 million up to 2026; Ministry of Economic Affairs and Employment budget proposal 6.8.2026
Sprint grant75 000–100 000 €Business Finland, 75 % of approved costs, continuous application from 1.9.2026
Finnvera's domestic financing 20251,0 billion €Loans and guarantees, Finnvera financial statements 2025 (12.2.2026)
Vitality Centres' R&D call 2026431 applications27.1 million € applied for, 5 million € available (application period 26.2.–24.4.2026), Centre for Economic Development
Development grant, development projectmax. 50 %Investments 10–40%, grant at least 10 000 €; vitality centre 10/2026
De minimis aid ceiling300 000 €Per company over three years; EU register from 1.1.2026
Start-up grant€37.21/dayEqual to the basic daily allowance, paid for 5 days a week; level at 1.1.2026 (Kela)
Pay subsidy50 %Of payroll costs for 5–10 months; reduced work ability 70 %; employment areas (ELY Centre)
EIC Accelerator grantmax. 2,5 million €In addition, 1–10 million € equity investment; full applications 4.11.2026 (Luxinnovation / EIC)

Business Finland and the Centres for Economic Development, Transport and the Environment (Elinvoimakeskus)

Key forms of public business financing in October 2026. The ELY Centres' business services moved to the Vitality Centres at the start of 2026.

FinancingLevel / amountFor whom / notesSource
BF Sprint grant€75,000–100,000, 75% of costsLimited company with fewer than 50 people, turnover under 10 million €, equity of at least 50 000 €; at least 2/3 of costs R&D; continuous applicationBusiness Finland
BF continuous R&D project fundingGrant 40/50/60 % or loan 50/70 %SMEs and mid-caps: product, service, process or business model developmentBusiness Finland (proposal 12.2.2026)
BF R&D funding for the creative industries€9 million/yearIn the spring 2026 round, 71 applications, about €14 million applied for; next round later in 2026Business Finland 15.9.2026
BF Tempo fundingNo longer opensAccording to Business Finland, Tempo will not reopenBusiness Finland
Vitality Centre: development grant, development projectsmax. 50 % (lump-sum project 60 %)SMEs; the grant must be at least €10,000Vitality Centre 10/2026
Vitality Centre: development grant, investments10–40 %The level depends on the size and location of the businessVitality Centre 10/2026
Vitality Centre: R&D call (Southern and Western Finland)€5 million (spring 2026)431 applications, €27.1 million applied for; next round planned for early 2027Vitality Centre
Vitality Centre: ReArm funding (Western Finland)approx. 4,1 million € for the whole areaSMEs developing security, defence and dual-use capabilities; applications until 31.10.2026Federation of Finnish Enterprises 23.6.2026

Source: Business Finland; Centre for Economic Development, Transport and the Environment; Federation of Finnish Enterprises

Finnvera loans and guarantees for small businesses

Finnvera's products and pricing in 2026 (EB = Euribor).

ProductMaximum amountPriceFor whom
Loan for micro-enterprise growth50 000 €6-month Euribor + 4.5%; arrangement fee 1.5% (max. €500)Start-up and operating microenterprises (max. 9 people)
Business loanfrom 20 000 €6-month Euribor + 3.75%For a limited company shareholder: growth and restructuring
Finnvera loanfrom 50 000 €Case by caseSMEs, and large companies in exceptional cases
Climate and environmental loan150 000 € – 2 million € / projectWithout a depositProjects that meet the InvestEU criteria
Initial guarantee80 000 €Guarantee commission 1,75 %SMEs registered less than 3 years ago
SME guarantee200 000 €Guarantee commission 0,95 % or 1,95 %SMEs registered over 3 years ago, over 50% personal ownership
Finnvera guaranteefrom 10 000 €Case by caseSMEs, and large companies in exceptional cases

Source: Finnvera: Finnvera's financing for small businesses 2026 (presentation published by Turku UAS)

Foundation application deadlines

Application deadlines for large foundations and the entrepreneurs' foundation. Some of the 2026 rounds have already closed.

FoundationApplication periodRemarks
Finnish Cultural Foundation15.–30.10.2026One joint application a year (central fund + regional funds); decisions in February 2027
Jenny and Antti Wihuri Foundation9–31.5.2026 (ended)Decisions by email by the end of September; grants announced on 9.10.2026
Kone Foundation1.–15.9. annually (2026 ended)Annual grant application round
Alfred Kordelin Foundation (science)15.–31.8.2026 (ended)Science grants
Vilho, Yrjö and Kalle Väisälä Foundation14.8.–14.9.2026 (ended)Science grants
Maj and Tor Nessling Foundation17.–28.8.2026 (ended)General grant search
Turku Entrepreneurs' Foundation1–4 times a yearFor members of Turun Yrittäjät; up to €2,000 per application (2022 figure); not for working capital

Source: Foundation announcements; HIP News 10.8.2026; Federation of Finnish Enterprises

Support for hiring and for new entrepreneurs

From 1.1.2025 the start-up grant and wage subsidy are granted by the municipal employment areas. The support is discretionary, and areas may have their own policies depending on appropriations.

SupportAmountMaximum durationRemarks
Start-up grant€37.21/day (equal to the basic daily allowance), 5 days a weekIn 6-month periodsFor a new full-time entrepreneur; a second period is possible if the conditions are met
Pay subsidy, general50% of payroll costs5 months (10 months if unemployed for at least 12 of the last 14 months)Must be applied for before the employment relationship begins
Pay subsidy, reduced work capacity70% of payroll costs10 months, extendable by up to 24 months at a time
Pay subsidy, associations and foundationsup to 100 %10 monthsThe person hired must have been unemployed for at least 24 months; not for business activity
Pay subsidy, aged 60 and over50% of payroll costs24 months, extendableLong-term unemployed
Employment subsidy for hiring people aged 55 or over70% of payroll costs10 months

Source: KEHA Centre: Organisation Act, chapter 10 (pay subsidy); Kela 1 January 2026; Työmarkkinatori

Ready-made tools

Save time with ready-made templates

Free tool available to download with a free account. Larger tools as a one-off purchase, no subscription: files immediately after payment.

Free tool

Tracking funding applications and self-financing

Keep all grant applications and deadlines in one table and calculate the project's own funding and cash need.

  • Application calendar: deadlines, status and days remaining
  • Success rate and amounts granted
  • Own financing and pre-financing need calculator
0 € · free accountDownload for free (Excel)
Tool

Grant application template

Application template, budget template and checklist.

Companies and associations

14,90 € + VAT 25,5 % = 18,70 €Buy 14,90 € + VAT
Tool

Invoice template and invoice register

An invoice with all mandatory details, VAT breakdown, reference number and open receivables.

Sole proprietorships and small businesses

4,90 € + VAT 25,5 % = 6,15 €Buy 4,90 € + VAT

Entrepreneur Package: all 10 tools €29 + VAT (separately €109 + VAT) →

Coming soon

Deadlines and dates

Grants Radar reminds its subscribers of these by email.

  1. Wihuri Foundation grants announced

    The Jenny and Antti Wihuri Foundation announces the grants of its spring 2026 call.

    Source
  2. The Finnish Cultural Foundation's grant application opens

    The Finnish Cultural Foundation's only annual joint call opens (central fund and regional funds).

    Source
  3. The Finnish Cultural Foundation's application closes

    Final application date; decisions will be announced in February 2027.

    Source
  4. ReArm call closes (Western Finland)

    The Vitality Centre's ReArm funding for SMEs developing security, defence and dual-use capabilities, about 4,1 € million.

    Source
  5. EIC Accelerator: deadline for full applications

    The last deadline of 2026 for full applications to the EU's EIC Accelerator: grant up to €2.5 million and equity investment of €1–10 million.

    Source
Popular

Frequently asked questions: Grants Radar

What is Business Finland's Sprint grant?

The Sprint grant is 75 000–100 000 € and covers 75 % of approved costs; continuous application opened on 1.9.2026. It is intended for limited companies with fewer than 50 employees, turnover under 10 milj. € and equity of at least 50 000 €, and the applicant must first meet a Business Finland expert.

When is the Finnish Cultural Foundation's grant application round?

The Finnish Cultural Foundation's only annual grant call is 15.–30.10.2026, and it covers both the central fund and the regional funds. Decisions will be announced in February 2027.

What is the maximum amount of de minimis aid?

De minimis aid can be received up to €300,000 per company over three years. Aid granted from 1.1.2026 is recorded in the EU register, so it is worth keeping a record of aid received.

Where do you apply for a company development grant in 2026?

The ELY Centres' business services moved to the vitality centres (elinvoimakeskus) at the beginning of 2026, and development grants are now applied for from them. For development projects the support is up to 50% and for investments 10–40% depending on the size and location of the company, and the grant must be at least €10,000. Application rounds are often regional and time-limited.

How much is a Finnvera microloan?

Finnvera's loan for micro-enterprise growth is at most 50 000 €, priced at 6-month Euribor + 4,5 % with an arrangement fee of 1,5 % (at most 500 €) in 2026. The loan is intended for starting and operating companies with at most 9 people; the terms can be found on Finnvera's pages.

How much is the start-up grant in 2026?

The start-up grant equals the basic unemployment allowance, i.e. 37,21 € per day in 2026, and is paid for five days a week. It is granted at discretion by your own employment area, typically in six-month periods.

How much pay subsidy can a business get?

The general pay subsidy is 50% of the wage costs for 5 months, or for 10 months if the person hired has been unemployed for at least 12 months during the last 14 months. For hiring a person with reduced work capacity the subsidy is 70%, and the employment subsidy for a person aged 55 or over is 70% for ten months.

Can an association receive a wage subsidy?

Yes. An association, foundation or religious community can receive a pay subsidy of up to 100% of the wage costs for 10 months, when the person hired has been unemployed for at least 24 months and the work is not business activity. The subsidy is applied for from the employment area before the employment relationship begins.

What is ReArm funding?

In ReArm funding, EU regional and structural funds have been allocated to SMEs developing security, defence and dual use. In Western Finland about 4,1 milj. € is available, and the call is open until 31.10.2026; applications are processed by the Central Finland Vitality Centre (Elinvoimakeskus).

What is the EIC Accelerator?

The EIC Accelerator is EU funding for growth companies with new technology. It can include a grant of up to €2.5 million and an equity investment of €1–10 million. Short applications are processed continuously, and the last deadline for full applications in 2026 is 4.11.2026.

Will Business Finland funding grow in 2027?

On 6.8.2026 the Ministry of Economic Affairs and Employment (TEM) proposed an appropriation authorisation of €799 million for research, development and innovation, which is €175 million more than in 2026. Parliament will decide on the 2027 budget in December 2026.

Tips

How to use the information

  1. The Business Finland Sprint grant can be applied for only after the company has met a Business Finland expert – book the meeting first.
  2. Keep a record of the de minimis aid your business has received: the limit is 300 000 € over three years, and aid granted from 1.1.2026 is entered in the EU register within 20 working days.
  3. The Finnish Cultural Foundation now has only one application period a year (15–30 October), so anyone who misses it has to wait a year.
  4. Vitality Centre calls are often regional, time-limited rounds – check the call notices for your own region and, where needed, the information sessions.
  5. Foundations and public funders do not usually finance day-to-day operations or working capital; describe a clear development project and its results in the application.
  6. In the Vitality Centres' spring 2026 R&D call, more than five times the available amount was applied for, and applications were processed in order of arrival – submit your application as soon as the call opens.
  7. The Vitality Centre grant must be at least 10 000, € so with 50 % support the costs of the development project must be at least 20 000 €.
  8. The start-up grant and wage subsidy are applied for through your own employment area. A wage subsidy is not granted retroactively, so apply for it before the employment relationship begins.
  9. An association or foundation can receive a pay subsidy of up to 100% when the person hired has been unemployed for at least 24 months and the work is not business activity.
  10. Short applications to the EIC Accelerator are processed continuously, but full applications have deadlines (next 4.11.2026) – start with the short application in good time.
Services

Useful links

Subscribe to Tutkat

Get the Grants Radar digest by email

Every Monday or once a month: the most important figures and the next deadlines. Free of charge, and you can cancel at any time.

Product family

Related radars

Sources (24)

The information has been compiled from public sources on 6.10.2026. Always check the current terms from the original source. The information is not investment, loan or legal advice.